This calculator models a Bedok Rise Residences purchase from booking to completion under the Progressive Payment Scheme: the Loan-to-Value tier and downpayment, the stamp duty for a buyer profile, and the monthly instalment at each construction stage as the bank draws down the loan — the schedule set out on the payment scheme page.
Over 30 years lowers the LTV ceiling.
| Component | % | Amount |
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| Stage | Drawn this stage (% of price) | Disbursement amount | Description | Est. monthly payment | Est. monthly interest | Est. monthly principal |
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How to read this table. The drawn this stage column is what the bank pays the developer at that milestone, not the statutory stage percentage — the two differ early on because the downpayment has already covered the first part of the price. At 75% loan-to-value the 25% downpayment absorbs everything up to the 25% mark, so the first disbursement at the foundation stage is only the 5% above it. The disbursement column sums to the loan, not the price. Instalments amortise the cumulative amount drawn over the full term. Rates per IRAS and MAS, verified 26 September 2026 — indicative only, confirm with your bank. The confirmed Bedok Rise Residences schedule is set out in the Sale & Purchase Agreement issued at launch.
The purchase price above defaults to a round $1,500,000 purely so the calculator has a figure to work from. It is an illustration and bears no relation to Bedok Rise Residences, whose pricing is released by the developer in due course.
The pattern matters as much as the total. Cash and CPF cover the downpayment the LTV limit requires, then the bank pays the developer as each construction stage is certified, so instalments begin small and step up as the building rises towards its Temporary Occupation Permit.
Buyers already servicing a housing loan see the difference clearly: at the 45 per cent LTV tier the upfront funds more than double, which is why many upgraders sell before exercising the Option. For second-property and foreign buyers the ABSD line is often the largest single cost; the stamp duty page sets out the remission and refund rules.
Size the loan ceiling first with the TDSR calculator, then arrange a preview and the Sales Concierge will map this schedule against the launch timeline.